Medicare Enrollment
Simple guidance on when and how to enroll—so you can avoid delays and make confident decisions.
When to enroll?
Your Initial Enrollment Period
- 7-month window around your 65th birthday
- 3 months before, your birthday month, and 3 months after
- Helps ensure coverage starts on time
- Avoid late enrollment penalties
Still Working?
Coverage Through an Employer:
- You may delay Part B if you have employer coverage (20+ employees)
- No penalty while actively covered
- Special Enrollment Period when coverage ends
Missed Enrollment?
What Happens Next
-
- Enroll during Jan 1 – Mar 31 (General Enrollment Period)
- Coverage may be delayed
Need help deciding when to enroll?
We’re here to guide you every step of the way.
